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Economy · Funchal · 14 October 2026

T2 Apartment Mortgage in Madeira Consumes 72% of Average Couple's Income

The financial burden of purchasing a T2 apartment in Madeira now accounts for 72% of an average couple's net income, the highest in Portugal.

T2 Apartment Mortgage in Madeira Consumes 72% of Average Couple's Income

The monthly mortgage payment for a T2 apartment in Madeira consumes 72% of the net income of a couple with an average salary, the highest figure among the regions analyzed.

In the third quarter of 2026, the Autonomous Region of Madeira recorded an average advertised sale price of 4,478 euros per square meter, surpassed only by Lisbon and Faro. Nationally, the average advertised house price increased by 3.4% compared to the previous quarter, reaching 3,666 euros per square meter.

In Madeira, the financial effort required for housing is significantly higher than the national average of 49%. Faro registers 65%. The Madeiran real estate market remains above the national average, with household financial capacity under pressure.

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